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When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you.

Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.

Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan!

Tapping into your home equity is easier than ever before. You've been paying down your balance, and property values have gone up! Tap into that wealth and reward yourself. We'll help with the best program to fit your goals.

Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!

Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.


Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed6.04%6.24%
15-yr Fixed5.73%6.03%
1-yr Adj5.29%6.56%
* national averages



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Mortgage News
 
My, Look At How FHA Has Grown
11/8/2008 6:15 AM
The FHA, or Federal Housing Association, has grown in the last two years to a considerable size. This just shows how important this one agency can be when it comes to helping a country to get out of the mortgage hole it is in. The latest numbers are quite considerably. By the end of 2008, [.........
 
More Mortgage Resets In The Near Future
11/5/2008 6:13 AM
Are you a homeowner in the United States looking for the American Dream? If so, you may be in trouble if you still have an ARM, or Adjustable Rate Mortgage. As you likely know, the last year or two has been very bad for the housing market and ARM rates are one area in which [.........
 
In Some Places People Are Buying Homes
11/2/2008 6:13 AM
Across the board real estate experts feel that the bottom of the housing market has been hit, or at least it is very close in most areas. This is good news because once you hit bottom there is only one way to go. There is some evidence of this out of the Mortgage Bankers Association.  In [.........
 
How To Get The Best Mortgage For You
10/30/2008 7:02 AM
In recent weeks, I have heard a lot of people talk about the mortgage industry and how they can or can’t get a home loan. There are a number of options out there for you.  Here is some key advice to consider. You’ve Got Great Credit Do you have a good credit score (700 or above) and [.........
 
FHA Secure: One Year Later
10/27/2008 6:58 AM
FHA Secure is an FHA program that you should know about. It was specifically designed to tackle some of the largest problems in the housing industry today and it has done well at accomplishing this, thus far. While I believe there is much more work to do, FHA Secure is a strong program designed to [.........
 
Can Anyone Get A Home Loan?
10/24/2008 6:54 AM
As someone that writes about home loans on a regular basis, I fully understand the frustrations so many are going through. The fact is, people are wondering several things.   Some think mortgage companies are going to come calling to demand payment on full on their mortgage  Some people believe that no one will get mortgage loans [.........
 
I Am Mad; I Do See The Future, Though
10/21/2008 6:51 AM
I have been asked a variety of things about this economic bailout package and I do have my opinions about it. Yet, I have to think of everyone, not just myself. With an eye on the housing market, you should be thinking several things about when it comes to this bailout. What Is It? The $700 billion [.........
 
Home Buyers With Less Than 20 Percent Down Need FHA
10/18/2008 9:26 PM
It used to be common that purchasing a home with little to even no money down was acceptable, especially when you were a first time homeowner with decent or better credit. This “used to be” was in fact just a handful of years ago. The problem is now that lenders are not willing to take [.........
 
The Stocks Are Tanking: Here’s Where To Put Your Money
10/15/2008 9:46 PM
Today, the stock market fell, again. How in the world will people make money if they keep losing it? The fact is, the financial markets are horrible and they are shaking even the most seasoned professional investors. So, as an individual with money, where should you put it? One option you do have is to put [.........
 
Hope for Homeowners Program: Refinancing Opportunity for Borrowers
10/8/2008 1:36 PM
With all the latest legislation passing through Congress specifically aimed at the housing market, it’s getting not only harder to get loans but more difficult to understand it all.  Luckily, the HOPE for Homeowners Program looks to be one with a basic breakdown.  The program has authorization under the National Housing Act, which was amended......




 
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